Every Promise Counts, Every Relationship Matters

Build Trust, Track Promises

At JanjiKu, we empower Filipinos to take charge of their financial commitments with a service that’s maasahan (reliable), transparent, and designed for the unique needs of our community.

We make loan documentation and tracking madali (easy), so you can focus on what matters most—tiwala (trust), bayanihan (helping each other), and peace of mind.

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The Filipino Challenge

“Utang na Loob”—But Where’s the Tracking?

In the Philippines, lending and borrowing among friends, family, and even small businesses is common. But utang (loans) can lead to misunderstandings, forgotten promises, and even hiya (awkwardness or shame) when repayments are missed. 

Watch our quick video to learn how JanjiKu can make your utang experience worry-free and mas magaan (lighter)!

Are you thinking of borrowing from a family or friend? 

Share this video with someone you thinking of borrowing from, and let us do the talking for you.  

Problem

When lending money out, many Filipinos worry about

  • Losing track of who owes what, and when
  • Damaged relationships due to forgotten or delayed payments
  • The hassle of manual record-keeping
  • The fear of “nakakahiya” (embarrassment) when reminding someone about money
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Our Solution

Masinop (Organized) Loan Management

  • Digital Kasunduan
    No more “usapan lang”—get clear, documented agreements with reminders, so everyone is on the same page.
  • Tiwala, Not Tension
    Our platform keeps relationships strong by handling reminders and records for you—no more hiya when it’s time to collect.
  • Gabay sa Utang
    Develop responsible borrowing in a safe, supportive environment—perfect for families, friends, and small businesses.
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How it Works

From pang-tuition (school fees) to pang-negosyo (business capital) and everything in between:

  • Lending Made Simple
    Set up a loan, document the terms, and let our app handle the rest—reminders, records, and updates.
  • Transparent Tracking
    Both lender and borrower can see the status anytime, anywhere—no more lost notes or forgotten “usapan.”
  • Relationship-First
    We help you avoid sama ng loob (hurt feelings) by making everything clear and fair.

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Why Use JanjiKu

Tatak Pinoy: Trust, Transparency, and Tulong-Tulong

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Walang Limutan

Never forget a payment or promise again. Our reminders are gentle and timely—no hiya, just ginhawa (relief)

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Bayanihan Spirit

Whether you’re helping a friend, supporting family, or running a small business, our service keeps everyone accountable, united, and empowered.

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Safe and Secure

Your records are protected, and your privacy is our priority.