Empower Your
Child’s Financial Future
With JanjiKu
Build Discipline, Keep Promises
At JanjiKu, we are committed to empowering the next generation with the tools and knowledge to make sound financial decisions. By fostering financial discipline early, we help shape responsible, financially independent individuals who can navigate the complexities of the financial world with confidence.
Problem
Over-Supporting Our Kids
59% of parents are lending money to their young adult
children, according to Pew Research Centre.
Instead of simply offering financial help, parents can instill
lifelong financial skills in their children.
Solution
Structured Loans
Real-world learning
Young adults learn the value of capital injection while building financial discipline.
Educational platform
JanjiKu ensures financial education is part of every transaction.
How it Works
From Car Loans to Moving Expenses
Parent’s support
Parents can provide financial support as a form of education instead of a gift.
JanjiKu platform
Young adults learn about repayments, interest rates, and credit building.
Healthy relationships
JanjiKu ensures parent-child relationships remain strong and free from financial tension.
Why Use JanjiKu
Building Financial Literacy, Skills, and Discipline
JanjiKu gives young adults the opportunity to learn about loans, repayments, and interest rates in a real-world context. By practicing financial responsibility early, they build lifelong skills and develop the discipline necessary to manage larger financial commitments in the future.
Parents Can Teach Financial Discipline Without Emotional Involvement
JanjiKu allows parents to help their young adult learn important financial lessons without the emotional weight that money can bring to relationships. By externalizing the loan management process to JanjiKu, parents maintain a healthy, positive relationship with their young adult children while teaching them crucial life skills.
A Safe Environment for Learning
JanjiKu provides a controlled and educational environment where mistakes won’t have devastating financial consequences. Young adults can learn about the impact of missed payments, interest, and credit scores, all while being supported by their parents, ensuring they learn from their mistakes without major setbacks.